Fha Appraisal Requirements Attic

If re roofing is needed fha requires specific guidelines mechanical systems must be safe protected from destructive elements functional durable and of decent quality.

Fha appraisal requirements attic.

Attic observation requirements the appraiser must observe the interiors of all attic spaces. The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility. The roof cannot have more than three layers of roofing. Visually inspect the subject property both inside and out.

At a minimum the appraiser must complete the following steps. The appraiser must inspect the attic for evidence of possible roof problems. Property must have sufficient access to the crawl space. The appraiser must enter the attic and observe the interior roof structure and attic for evidence of leaks water damage structural problems previous fire damage frt sheathing exposed and frayed wiring deficient materials deficient insulation and adequate ventilation by vent fan or window.

If the appraiser cannot observe the entire attic a head and shoulders observation along with an explanation from the appraiser regarding why the entire attic could not be observed is sufficient. Roof must be in good condition and prevent moisture from entering the home.